It is morally wrong and unprincipled to create a debt note:
3,000,000 USD promissory note (what is reported by targa2 that daryl's guest proposed)
or
250,000 USD home loan (promissory note)
or
Birth certificate application (which is taken as a general deposit and monetized)
or
Signing for a traffic ticket
or
A court appearance bond
These are all sold and fractionalized to make more debt.
http://theinfounderground.com/forum/viewtopic.php?f=38&t=12424#p48090