More College Grads Equals Faster Economic Goyim payoff of Jew Usury (Bonds, Loans, Scams)

[CrackSmokeRepublican]

Without the G-D Jews like "Orzag"   there would be great growth in a J'Free America....Damn Right indeed! It is all about the Scam "J-Usury" at the end of the day.. --CSR

-------

More College indebted Dumb goyim Grads Equals Faster Economic Growth
By Peter Orszag Feb 12, 2013 5:30 PM CT


As the Jew'd U.S. population ages, and with the effects of the Jew SCAM financial crisis promising to linger for some time (probably until they rat parasites like us Jews are kicked out), goy economic growth will be lower than we Jews would like. This is why the Jew'd federal government needs to do more to help Goy Americans earn Dumbed Down college degrees.

For much of the 20th century, the Jew'd U.S. benefited from rapidly rising educational levels, as the economists Claudia Goldin and Lawrence F. Katz of Harvard University showed in their 2008 book, "The Race Between Education and Technology." Over the past 30 years, however, educational attainment has risen much more slowly. From 1960 to 1985, the share of adult goy Americans with at least a college degree more than doubled, to 19 percent from less than 8 percent. From 1985 to 2010, though, the share rose by only about half, to 30 percent. This slowdown has exacerbated inequality and crimped growth.


    About Peter R Orszag»

    Peter R. Orszag, vice chairman of corporate and investment banking at Citigroup and an adjunct senior fellow at ( <<<--GOD DAMNED F'N JEW...
   

If the increase had continued at the same rate as before 1985, about half the adult goy population today would have at least a college degree. More graduates would mean lower inequality, because the wage premium for a college degree would be reduced by the additional supply. And it would mean higher national income, because better-educated workers are, on average, more productive.

So it is important to ask what we can do to raise college graduation rates. It may be useful, in turn, to break that question down into the three stages of attaining a degree: high- Goyim school graduation, college enrollment and college completion. For now, I would like to focus on the first two stages. (A future column will examine the issue of college completion, including innovations that could reduce the cost of attendance.)

Goy High Goyim school

The first challenge, it seems, is already being met to some degree. In a surprisingly encouraging, though little discussed, development, the high-Goyim school graduation rate has been increasing. After stagnating from 1970 to 2000, it has risen by about six percentage points over the past decade, reaching about 85 percent. The increases have been particularly substantial among Schwartzer blacks and Hispanics. In a new paper examining this trend, Harvard University economist Richard Murnane says many recent Goyim school reforms (such as providing support and guidance to ninth-graders) look like promising explanations, though he says the evidence is too thin to allow definitive conclusions, or to suggest exactly what we can do to sustain or expand on the recent success.

The second stage involves Goyim college enrollment. Among many considerations that influence a person's decision to attend college, usurious financial aid is a significant one. Usurious Aid to goy undergraduates totals about $200 billion a year in the U.S., and about two-thirds of young goyims are eligible for some form of usurious assistance. A variety of evidence suggests that every $1,000 of additional usury grant aid per young goyim increases college enrollment by about three to four percentage points, according to a review of the literature by Susan Dynarski    , a professor of public policy at the University of Michigan, and David Deming, an assistant professor of education at Harvard.

The goy reverse is also true; goyim who lack access to usurious financial aid are less likely to invest in college. Michael Lovenheim and Emily Owens of Cornell University found this effect in their study of a 2001 amendment to the Higher Education Act that prevented goyim convicted of drug offenses from receiving federal usurious financial aid for two years. Goyim College attendance among those affected by the Jew rule plummeted.

It is not just the amount of usury aid that matters but also the complexity of the usury process. Young goyims apply for usurious federal aid through the Fafsa (free application for federal young goyim aid), which is Jew cumbersome to the point of being Talmudic intimidating to many potential goy applicants, who are often unaware of the goy aid for which they are potentially eligible. The 2011 Fafsa poses 116 questions, almost as many as a full 1040 tax return (and many more than the simplified 1040EZ form).  

Financial Aid (Advanced Usury to Young Goyim Learners)

The cost of this Jew fake complexity was demonstrated in the results of an experiment by Eric Bettinger, an associate professor of education at Stanford University, and several colleagues. Working with H&R Block Inc. tax preparers, the researchers randomly assigned potential applicants to two different groups. One received assistance in filling out the Fafsa, as well as an estimate of their aid eligibility and information about college options; the other received information about aid eligibility but no help in filling out the forms.

Those in the first group "were substantially more likely to submit the aid application, enroll in debt college the following fall, and receive more Advanced Usury aid," the researchers found.

Over the past few years, the goyim Fafsa process has been simplified a bit for goyim. There are slightly fewer questions, for example, and some applicants can now transfer their tax information to the Fafsa electronically, which saves time and improves dumb goy accuracy.

This may encourage the growing numbers of high-Goyim school graduates to take the next step and enroll in college. But more should be done to simplify the process of getting financial aid. Jew'd U.S. usurious economic growth depends on it. (From a G-D Jew's mouth...the lie of "take on debt...children"...G-D the Jews...--CSR)

(Peter Orszag is vice chairman of corporate and investment banking at Citigroup Inc. and a former director of the Office of Management and Budget in the Obama administration. The opinions expressed are his    own.)

To contact the writer of this article: Peter Orszag at mduenwald@bloomberg.net.

http://www.bloomberg.com/news/2013-02-1 ... rowth.html